Aerem Group, India’s leading full-stack platform for distributed solar, has announced the appointment of Anupam Agrawal as Chief Operating Officer (COO) of its RBI-licensed subsidiary, NetZero Finance. NetZero Finance is the country’s only solar-focused NBFC and plays a key role in removing financial barriers to rooftop solar adoption. Through its collateral-free loans, supply chain finance solutions, and a fully digital process available via the Aerem app, the platform has already supported more than 1.2 GW of solar projects for industrial, commercial, residential customers, and EPC partners.
Anupam Agrawal is a Chartered Accountant and holds an MBA from the Indian School of Business (ISB). He brings close to 20 years of experience across fintech, NBFCs, and regulated financial services. His previous roles at Edelweiss, Cars24 Financial Services, Drip Capital, and Cashfree Payments involved working closely with founders and leadership teams to scale lending and payments platforms. His expertise covers strategy, underwriting, risk management, finance, and operations. Over the course of his career, he has launched new credit products, expanded multiple business lines, managed large portfolios, resolved stressed assets, and strengthened governance across financial operations.
Anand Jain, Founder of Aerem, said that Anupam’s strong background in building and scaling regulated financial institutions makes him well-suited to guide NetZero Finance as it expands solar lending across India. He noted that Anupam’s experience in developing efficient operations and working with investors will further support Aerem’s mission of making solar accessible for MSMEs, EPCs, and homeowners through a unified ecosystem of financing, procurement, and monitoring tools.
Speaking about his new role, Anupam Agrawal said he was excited to join Aerem at a time when solar financing in India is rapidly evolving. He highlighted that his priority will be strengthening underwriting processes, risk systems, and operational scalability to deliver faster and more reliable collateral-free loans and supply chain solutions. This, he added, will help businesses adopt solar more easily while ensuring that growth continues responsibly within a regulated framework.
Anupam’s appointment reflects Aerem Group’s broader commitment to combining fintech innovation with renewable energy deployment. Through its platforms—including AeROC monitoring and Aerem Asset Assurance—the company supports more than 3,200 EPC partners and has contributed to avoiding over 35 million tonnes of CO₂ emissions.
Aerem’s integrated model addresses key challenges in the distributed solar market by combining financing, procurement, system design, and lifecycle monitoring on one technology-driven platform. This structure aligns incentives between EPCs, financial partners, and end users, reducing execution risks while improving transparency, installation quality, and long-term performance. The company’s network of verified installation partners also allows Aerem to operate efficiently at scale, with strong local reach and lower customer acquisition costs.
The company has continued to gain momentum in India’s clean energy transition. Aerem has already enabled more than 1.2 GW of solar installations nationwide and financed over 2,000 solar projects across MSMEs, households, and EPC partners. These installations together are expected to generate lifetime energy cost savings of around USD 2.5 billion. With 3,200+ trusted installation partners across more than 150 cities, Aerem has established a significant national footprint. Its impact includes avoiding approximately 35 million tonnes of CO₂ emissions equivalent to planting around 80 million mature trees highlighting the company’s substantial environmental and market contribution.
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